Newsletter - Inner Circle October 2025

Market news.

Australian home values rose again in September, up 0.85 — the strongest monthly gain in two years and the eighth straight monthly rise. 

As we look across the capitals, we can see some distinct trends in play. Melbourne and Sydney are staging a rebound with price hikes mostly coming from detached houses. 

In the other major capitals, a downward trend has been checked with stronger growth in the last three months. 

Home Guarantee Scheme.

From 1 October 2025, the federal government's Home Guarantee Scheme comes without any income limits and with higher price caps across Australia. 

First home buyers using the scheme will need just 5% of the purchase price with mortgage insurance falling on the federal government.

In Victoria, the new price cap for the scheme is $950,000 in metro Melbourne and in the regional centres.

This second phase of the home guarantee scheme will increase buyer demand in the short term. In our view, this scheme could well lead to some damage for the government and taxpayers in the long term.

But with more first home buyers entering the market, it is likely to push prices higher in the months ahead.

In particular, it’s detached homes in the outer suburbs under the $900,000 mark and units in inner and middle ring suburbs which will benefit the most. 

For investors with properties which meet these criteria, the year ahead looks set to be rewarding.

Are you a bit odd?

Let’s face it, many of us don’t fit into the neat categories of what families or households used to look like.

Buying a property when your needs are a bit different can be incredibly challenging, and that's exactly where our expertise shines. 

If you have unique requirements because of your lifestyle, family arrangements, or circumstances, we're here to help you. 

Using our bespoke AI-driven analysis combined with over two decades of industry experience, we can help you find that needle in the haystack property. 

Get us on the case and we could have you settled in your new home within weeks, regardless of how unconventional your requirements may seem.
 

In The Media.

Agents love auctions for ‘in demand’ properties. They bring potential buyers to a decision point with force and can deliver outstanding results for vendors.

But what do auctions actually tell us about the state of the market in Sydney and Melbourne?

Check out our CEO, Miriam Sandkuhler’s analysis in API Magazine of what auction numbers reveal about the state of the market in Australia’s two biggest cities: bit.ly/46xez6N

Why you really need a buyers agent in your corner.

Jinny engaged Property Mavens to assist her in buying an A grade investment property to generate equity over the longer term. 

But she only had a budget of $650,000 to play with.

After a two month search, we found this great three bed unit in Albion which met Jinny’s brief.

And we were able to buy it well within her budget against some stiff competition. 

Then we managed to negotiate some repairs -  including a new ceiling and door for the garage plus some other maintenance items.

Jinny’s case shows what Melbourne buyers with a smaller budget can achieve with Property Mavens thanks to our industry expertise and insider’s edge in a dynamic market.

“10/10 I engaged Property Mavens to help me find an investment property in Melbourne and I’m very happy with my experience. Miriam’s expertise as a buyers agent really shines. We secured a property that I’m very happy with in just two months. I felt fully supported throughout the process and would highly recommend her services. Thanks Miriam!”
 

Vendor Advocacy delivers in the south eastern suburbs.

Shermaine wanted to sell her Narre Warren investment property and needed to ensure she got the best deal available. 

Shermaine had used Property Mavens before to buy an investment property and to help her sell another home she owned. 

Property Mavens went straight to work selecting a Narre Warren real estate agent who was right for this location, then advising on how the marketing campaign should work whilst managing a tenant living in this home.

After just two weeks on the market, we were able to achieve the client’s expected sales price through a private sale.
 

Go forth and prosper !

Kind Regards
Miriam Sandkuhler
CEO, Accredited Property Investment Advisor

Buyer and Vendor Advocate, Author of Property Prosperity

e: miriam@propertymavens.com.au
p: 03) 9988 2266 

The Jewell
Suite 209/566 St Kilda Rd
Melbourne VIC 3004
www.propertymavens.com.au

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